Low Cost Car Insurance

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Low Cost Car Insurance

Congratulations! You have found the best place for low cost car insurance. America's roads are full of careless drivers. Eventually, a motorist will hit you. Worse, you may hit them. After all, accidents happen to everyone. Fortunately, we have access to low cost car insurance companies who compete on price to win your business. All you have to do is submit a quote request and then pick the best insurance with the low cost that fits your budget. So, start your car insurance quote with us.

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Yes, Our Service Is 100% Free

Our service is free to you because our insurance partners pay us for introducing you to them. They don't pay us much for each introduction we make, but so many people like you use our free service that we make good money on the volume of introductions we make. It's truly a winning situation for all those involved!

Absolutely No Obligation to Buy

When you submit the quote form above, you'll go to our insurance partner's website where you'll complete your quote request, receive your quotes, and have the opportunity to purchase your insurance. However, there is absolutely no obligation to buy. Only you decide whether or not you buy your low cost car insurance through our partner. What's most important is that you buy car insurance from somewhere so that you and your family are protected.

Car Insurance Coverages

Most states require you to carry liability insurance coverage to ensure that you can cover the cost of damages to people or property in the event of an accident.
Bodily Injury Liability (BI)
BI covers other people's bodily injuries or death for which you are responsible and provides for you a legal defense if another party in a traffic accident files a lawsuit against you. You want enough BI insurance to cover a judgment against you in a lawsuit, without jeopardizing your personal assets. BI is mandatory in most states.
Property Damage Liability (PD)
PD covers other people's property damage for which you are responsible and provides for you a legal defense if another party in a traffic accident files a lawsuit against you. Usually the property is their car, but it could be a fence, a house or any other property damaged in a traffic accident. You want to purchase enough PD insurance to cover the amount of damage your might cause to another car or object. PD is mandatory in most states.
Uninsured/Underinsured Motorist Coverage (UM)
UM covers you, the insured members of your household, and your passengers for bodily and personal injuries, damages, or death caused by an uninsured motorist, a hit-and-run driver, or by a driver without enough insurance to cover your damages. UM insurance will cover medical expenses, up to the limit stated on your policy. UM is mandatory in some states but not most.
Comprehensive and Collision
Comprehensive and Collision are two types of property insurance that are not mandated by most states.
Collision insurance covers your car if it is damaged in a traffic accident, subject to your deductible, which is an agreed-to amount that you must pay to partially cover repair or replacement costs. Collision coverage provides payments to repair your damaged auto, or payment of the cash value of your car if it is not repairable. While collision coverage is optional, the lender who loaned you money to buy your car usually will insist you carry collision coverage until the loan is paid in full. Ask your car lender for more information.
Comprehensive insurance covers your car if it is damaged by incidents that are not considered collisions, subject to your deductible. Such incidents typically include fire, theft, attempted theft, vandalism, weather, or impacts with animals. Comprehensive coverage also provides payments to repair your damaged car, or payment of the cash value of your car if it is not repairable ("totaled"). While comprehensive coverage is not mandatory, the lender who loaned you money to purchase your car usually will insist you carry comprehensive coverage until the loan is paid off. Ask your car lender for details.
Disclaimer: The above should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. It is provided for information purposes only.

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